A Chapter 13 bankruptcy allows you to restructure your debts so that you can begin rebuilding your credit and regaining financial solvency. I will evaluate your case and determine whether Chapter 13 bankruptcy is appropriate in your case.

Chapter 13 is designed to allow consumer debtors to repay only the amount of unsecured debt that they can reasonably afford to repay over a three to a five-year term. Chapter 13 may be appropriate if you do not qualify for Chapter 7 bankruptcy, or if you owe arrearages on a mortgage and would like to keep your home, or if you have a small business and need to restructure your business debt. Chapter 13, bankruptcy is not available to corporations or limited liability companies.